5 Good Financial Habits to Start January 1st

Many of the things you do daily are simply a habit. Whether it's buying coffee on the way to work or a $10 lunch habit, they can potentially harm your budget. Similar to how bad financial habits can get you into trouble, good financial habits can keep you out of trouble. Implementing good monetary [...]

2021-12-16T11:11:01-04:00December 29th, 2021|Categories: Uncategorized|Tags: , , , |

10 Things to Do If You Have a Lost Wallet

You don't think it will ever happen to you — and then it does. You have a lost wallet. One minute you're walking around with your wallet securely in your pocket, and then next, it's gone. And you didn't even realize it was missing until it came time for you to pay for something. [...]

2021-10-20T12:57:26-04:00November 26th, 2021|Categories: Uncategorized|Tags: , , , , |

What Happens If You’re Maxed Out on Credit Card Debt?

Credit cards give you the convenience and freedom to shop practically anywhere, either online or offline, at any given time. However, this type of freedom can also create many financial hardships if not managed responsibly. It can lead to major credit card debt. It’s the convenience of credit cards that leads many people to rack [...]

2021-10-20T12:10:14-04:00November 19th, 2021|Categories: Uncategorized|

10 Ways to Use a Home Equity Loan

You’ll often hear homeowners talking about tapping into their home’s equity to solve a variety of financial problems. But, what exactly is home equity? And if you do tap into your home’s equity, how can you use those funds? There are several ways to access your home’s equity, including a Home Equity Loan and [...]

2021-12-16T11:11:52-04:00November 12th, 2021|Categories: Uncategorized|Tags: , , , , , , |

Why Personal Loans are Better than Credit Cards

Whether you’re making everyday purchases, such as groceries or gas, or unexpected ones, such as car repairs – you’re probably used to using your credit card. Just a quick swipe of your card and you’re on your way. But is a credit card always the best option? Don't ignore personal loans for those unplanned [...]

2021-10-20T11:50:32-04:00October 29th, 2021|Categories: Uncategorized|Tags: , , , |

What Could Affect Getting a Mortgage Approval?

Buying a home is the American dream. And, if you’re like most, you’ll probably have to obtain a home loan to make that dream come true. However, many factors can affect your mortgage approval. Here is a list of some reasons your loan may not be approved.  Credit History Your credit history is perhaps [...]

2021-10-01T15:16:55-04:00October 1st, 2021|Categories: Uncategorized|

Home Warranty Scam Letters

We were notified that some of our members received a letter similar to this sample. It urges you to purchase or update a home warranty before it expires. You can see at the bottom of the letter that it states they are not affiliated with your mortgage holder. This may be a home warranty scam. [...]

Meet Our 2021 College Scholarship Winners

Jillian Howe graduated from Paul V Moore High School and is headed to the United States Air Force Academy! Below are some of her amazing accomplishments throughout her time in high school. 1st chair in band (10-12) Field band Honor Roll (9-12) NYSBDA Honors Band All-state and all-county band festivals Instrumental Music Award [...]

2021-08-10T12:07:49-04:00August 10th, 2021|Categories: Uncategorized|Tags: , , , , |
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